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Home Insurance Costs with Deductible Scenarios in Waterbury, CT & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Waterbury, CT $128600 $545 $749
Middlefield, CT $297500 $952 $1,310
Ansonia, CT $208700 $651 $895
Burlington, CT $316200 $702 $967
Torrington, CT $160200 $629 $866
Shelton, CT $341500 $935 $1,287
Wallingford, CT $266100 $829 $1,141
Farmington, CT $327900 $719 $989
Berlin, CT $281100 $654 $901
Thomaston, CT $199400 $633 $871

Impact of Coverage Amount on Home Insurance Cost In Waterbury, CT

Coverage Amount Home Insurance Cost ($)
$100,000 $558
$200,000 $1,705
$300,000 $2,289
$400,000 $2,988
$500,000 $3,825
$750,000 to $1000,000 $4,422
Above $1000,000 $5,229


Waterbury, CT Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Waterbury, CT Average Home Insurance Cost$758.54
State Average Home Insurance Cost$1,253
Difference Vs national Average-465.46

Top Homeowners Insurance Companies in Waterbury, CT

Insurance Provider Average Homeowners Insurance Cost($)
Merrimack Mutual $1,130
Amica $1,126
American Commerce $1,047
MetLife $927

Waterbury, CT Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -106 652
One Claim +46 804
Two Claims +91 850