Home Insurance Costs with Deductible Scenarios in Waterbury, CT & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Waterbury, CT	$128600	$545	$749
Middlefield, CT	$297500	$952	$1,310
Ansonia, CT	$208700	$651	$895
Burlington, CT	$316200	$702	$967
Torrington, CT	$160200	$629	$866
Shelton, CT	$341500	$935	$1,287
Wallingford, CT	$266100	$829	$1,141
Farmington, CT	$327900	$719	$989
Berlin, CT	$281100	$654	$901
Thomaston, CT	$199400	$633	$871

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Impact of Coverage Amount on Home Insurance Cost In Waterbury, CT

Coverage Amount	Home Insurance Cost ($)
$100,000	$558
$200,000	$1,705
$300,000	$2,289
$400,000	$2,988
$500,000	$3,825
$750,000 to $1000,000	$4,422
Above $1000,000	$5,229

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Waterbury, CT Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Waterbury, CT Average Home Insurance Cost	$758.54
State Average Home Insurance Cost	$1,253
Difference Vs national Average	-465.46

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Top Homeowners Insurance Companies in Waterbury, CT

Insurance Provider	Average Homeowners Insurance Cost($)
Merrimack Mutual	$1,130
Amica	$1,126
American Commerce	$1,047
MetLife	$927

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Waterbury, CT Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-106	652
One Claim	+46	804
Two Claims	+91	850

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