Home Insurance Costs with Deductible Scenarios in Torrington, CT & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Torrington, CT	$160200	$629	$866
Plainville, CT	$205400	$645	$887
West Simsbury, CT	$375500	$1114	$1,532
Wolcott, CT	$251900	$615	$846
Winsted, CT	$143900	$511	$704
Thomaston, CT	$199400	$633	$871
Warren, CT	$368500	$1097	$1,510
Salmon Brook, CT	$250800	$862	$1,187
Torrington, CT	$160200	$629	$866
Sandisfield, MA	$296500	$866	$1,192

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Impact of Coverage Amount on Home Insurance Cost In Torrington, CT

Coverage Amount	Home Insurance Cost ($)
$100,000	$478
$200,000	$1,746
$300,000	$2,280
$400,000	$2,722
$500,000	$3,484
$750,000 to $1000,000	$4,029
Above $1000,000	$4,764

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Torrington, CT Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Torrington, CT Average Home Insurance Cost	$876.48
State Average Home Insurance Cost	$1,253
Difference Vs national Average	-347.52

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Top Homeowners Insurance Companies in Torrington, CT

Insurance Provider	Average Homeowners Insurance Cost($)
Merrimack Mutual	$1,130
Amica	$1,126
American Commerce	$1,047
State Farm	$963

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Torrington, CT Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-114	763
One Claim	+61	938
Two Claims	+114	990

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