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Home Insurance Costs with Deductible Scenarios in Torrington, CT & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Torrington, CT $160200 $629 $866
Plainville, CT $205400 $645 $887
West Simsbury, CT $375500 $1114 $1,532
Wolcott, CT $251900 $615 $846
Winsted, CT $143900 $511 $704
Thomaston, CT $199400 $633 $871
Warren, CT $368500 $1097 $1,510
Salmon Brook, CT $250800 $862 $1,187
Torrington, CT $160200 $629 $866
Sandisfield, MA $296500 $866 $1,192

Impact of Coverage Amount on Home Insurance Cost In Torrington, CT

Coverage Amount Home Insurance Cost ($)
$100,000 $478
$200,000 $1,746
$300,000 $2,280
$400,000 $2,722
$500,000 $3,484
$750,000 to $1000,000 $4,029
Above $1000,000 $4,764


Torrington, CT Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Torrington, CT Average Home Insurance Cost$876.48
State Average Home Insurance Cost$1,253
Difference Vs national Average-347.52

Top Homeowners Insurance Companies in Torrington, CT

Insurance Provider Average Homeowners Insurance Cost($)
Merrimack Mutual $1,130
Amica $1,126
American Commerce $1,047
State Farm $963

Torrington, CT Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -114 763
One Claim +61 938
Two Claims +114 990