Home Insurance Costs with Deductible Scenarios in Stratford, CT & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Stratford, CT	$250700	$801	$1,103
Westport, CT	$1152100	$665	$915
Beacon Falls, CT	$235100	$591	$813
Shelton, CT	$341500	$935	$1,287
Orange, CT	$385100	$711	$978
Milford, CT	$303200	$867	$1,192
Weston, CT	$878600	$652	$898
Trumbull, CT	$394600	$1044	$1,436
Wilton Center, CT	$347100	$1050	$1,445
New Haven, CT	$189400	$613	$844

---

Impact of Coverage Amount on Home Insurance Cost In Stratford, CT

Coverage Amount	Home Insurance Cost ($)
$100,000	$406
$200,000	$1,410
$300,000	$1,843
$400,000	$2,249
$500,000	$2,879
$750,000 to $1000,000	$3,329
Above $1000,000	$3,936

---

---

Stratford, CT Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Stratford, CT Average Home Insurance Cost	$1,116
State Average Home Insurance Cost	$1,253
Difference Vs national Average	-108

---

Top Homeowners Insurance Companies in Stratford, CT

Insurance Provider	Average Homeowners Insurance Cost($)
Merrimack Mutual	$1,130
Amica	$1,126
State Farm	$963
MetLife	$927

---

Stratford, CT Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-156	960
One Claim	+56	1172
Two Claims	+156	1272

---