Home Insurance Costs with Deductible Scenarios in Southington, CT & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Southington, CT	$271900	$840	$1,156
West Simsbury, CT	$375500	$1114	$1,532
Wallingford Center, CT	$236200	$833	$1,146
Hartford, CT	$162300	$635	$874
Bethlehem, CT	$353300	$1063	$1,463
Thomaston, CT	$199400	$633	$871
Woodbury Center, CT	$303400	$963	$1,325
Harwinton, CT	$287900	$664	$913
Litchfield, CT	$306200	$689	$948
Plymouth, CT	$193400	$621	$855

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Impact of Coverage Amount on Home Insurance Cost In Southington, CT

Coverage Amount	Home Insurance Cost ($)
$100,000	$357
$200,000	$1,364
$300,000	$1,767
$400,000	$2,073
$500,000	$2,653
$750,000 to $1000,000	$3,068
Above $1000,000	$3,628

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Southington, CT Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Southington, CT Average Home Insurance Cost	$1,169.94
State Average Home Insurance Cost	$1,253
Difference Vs national Average	-54.06

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Top Homeowners Insurance Companies in Southington, CT

Insurance Provider	Average Homeowners Insurance Cost($)
Merrimack Mutual	$1,130
Amica	$1,126
American Commerce	$1,047
MetLife	$927

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Southington, CT Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-152	1018
One Claim	+105	1275
Two Claims	+164	1334

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