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Home Insurance Costs with Deductible Scenarios in South Kingstown, RI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
South Kingstown, RI $344000 $1080 $1,487
Charlestown, RI $305900 $694 $955
Richmond, RI $259400 $706 $971
West Greenwich, RI $319800 $715 $984
West Warwick, RI $183200 $663 $912
Westerly, RI $285300 $752 $1,035
Stonington, CT $315800 $702 $966
Newport East, RI $327600 $727 $1,000
Quonochontaug, RI $782400 $2015 $2,773
North Stonington, CT $278100 $650 $895

Impact of Coverage Amount on Home Insurance Cost In South Kingstown, RI

Coverage Amount Home Insurance Cost ($)
$100,000 $363
$200,000 $1,258
$300,000 $1,800
$400,000 $2,223
$500,000 $2,845
$750,000 to $1000,000 $3,290
Above $1000,000 $3,890


South Kingstown, RI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
South Kingstown, RI Average Home Insurance Cost$1,504.8
State Average Home Insurance Cost$1,321
Difference Vs national Average280.8

Top Homeowners Insurance Companies in South Kingstown, RI

Insurance Provider Average Homeowners Insurance Cost($)
AIG $1,120
New London County Mutual $846
United $796
State Farm $555

South Kingstown, RI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -211 1294
One Claim +105 1610
Two Claims +196 1700