Home Insurance Costs with Deductible Scenarios in Providence, RI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Providence, RI	$181100	$728	$1,002
Smithfield, RI	$276200	$736	$1,013
Kent County, RI	$212600	$809	$1,114
Bristol County, RI	$341300	$1075	$1,479
Warwick, RI	$199000	$775	$1,067
Chepachet, RI	$228300	$913	$1,256
Taunton, MA	$246500	$710	$977
Berkley, MA	$343700	$701	$965
Warren, RI	$265100	$716	$986
Greene, RI	$249700	$968	$1,332

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Impact of Coverage Amount on Home Insurance Cost In Providence, RI

Coverage Amount	Home Insurance Cost ($)
$100,000	$521
$200,000	$1,682
$300,000	$2,255
$400,000	$2,749
$500,000	$3,519
$750,000 to $1000,000	$4,069
Above $1000,000	$4,811

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Providence, RI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Providence, RI Average Home Insurance Cost	$1,013.7
State Average Home Insurance Cost	$1,321
Difference Vs national Average	-210.3

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Top Homeowners Insurance Companies in Providence, RI

Insurance Provider	Average Homeowners Insurance Cost($)
New London County Mutual	$846
United	$796
Narragansett Bay	$606
State Farm	$555

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Providence, RI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-122	892
One Claim	+91	1105
Two Claims	+142	1156

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