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Home Insurance Costs with Deductible Scenarios in Providence County, RI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Providence County, RI $214400 $814 $1,120
Harrisville, RI $182900 $788 $1,085
Douglas, MA $291000 $607 $835
Smithfield, RI $276200 $736 $1,013
East Providence, RI $208000 $798 $1,098
Northbridge, MA $291600 $608 $837
Clayville, RI $305000 $1106 $1,523
Foster Center, RI $217300 $883 $1,215
Central Falls, RI $149100 $578 $796
Scituate, RI $295900 $694 $955

Impact of Coverage Amount on Home Insurance Cost In Providence County, RI

Coverage Amount Home Insurance Cost ($)
$100,000 $424
$200,000 $1,689
$300,000 $2,039
$400,000 $2,543
$500,000 $3,255
$750,000 to $1000,000 $3,764
Above $1000,000 $4,450


Providence County, RI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Providence County, RI Average Home Insurance Cost$1,133.67
State Average Home Insurance Cost$1,321
Difference Vs national Average-90.33

Top Homeowners Insurance Companies in Providence County, RI

Insurance Provider Average Homeowners Insurance Cost($)
New London County Mutual $846
United $796
Narragansett Bay $606
State Farm $555

Providence County, RI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -136 998
One Claim +102 1236
Two Claims +136 1270