Home Insurance Costs with Deductible Scenarios in Newport County, RI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Newport County, RI	$362800	$1009	$1,388
Exeter, RI	$323000	$720	$991
East Greenwich, RI	$424600	$761	$1,047
Westport, MA	$359100	$734	$1,009
North Kingstown, RI	$335200	$673	$926
Wakefield-Peacedale, RI	$309400	$1117	$1,537
Barrington, RI	$402300	$731	$1,006
Warren, RI	$265100	$716	$986
Newport East, RI	$327600	$727	$1,000
Washington County, RI	$320600	$1030	$1,417

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Impact of Coverage Amount on Home Insurance Cost In Newport County, RI

Coverage Amount	Home Insurance Cost ($)
$100,000	$338
$200,000	$1,131
$300,000	$1,508
$400,000	$1,937
$500,000	$2,479
$750,000 to $1000,000	$2,867
Above $1000,000	$3,390

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Newport County, RI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Newport County, RI Average Home Insurance Cost	$1,405.35
State Average Home Insurance Cost	$1,321
Difference Vs national Average	181.35

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Top Homeowners Insurance Companies in Newport County, RI

Insurance Provider	Average Homeowners Insurance Cost($)
AIG	$1,120
New London County Mutual	$846
United	$796
State Farm	$555

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Newport County, RI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-169	1237
One Claim	+126	1532
Two Claims	+197	1602

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