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Home Insurance Costs with Deductible Scenarios in Milford, CT & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Milford, CT $303200 $867 $1,192
Bethel, CT $333900 $727 $1,001
Bethany, CT $359100 $719 $990
Monroe, CT $363400 $695 $956
Mount Sinai, NY $446500 $790 $1,087
Poquott, NY $564400 $1839 $2,530
Sound Beach, NY $292700 $593 $816
Old Field, NY $1081100 $511 $703
Wilton, CT $815500 $662 $911
Wallingford Center, CT $236200 $833 $1,146

Impact of Coverage Amount on Home Insurance Cost In Milford, CT

Coverage Amount Home Insurance Cost ($)
$100,000 $336
$200,000 $1,258
$300,000 $1,579
$400,000 $2,024
$500,000 $2,591
$750,000 to $1000,000 $2,996
Above $1000,000 $3,542


Milford, CT Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Milford, CT Average Home Insurance Cost$1,206.9
State Average Home Insurance Cost$1,253
Difference Vs national Average-17.1

Top Homeowners Insurance Companies in Milford, CT

Insurance Provider Average Homeowners Insurance Cost($)
Merrimack Mutual $1,130
Amica $1,126
American Commerce $1,047
State Farm $963

Milford, CT Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -157 1050
One Claim +84 1291
Two Claims +145 1352