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Home Insurance Costs with Deductible Scenarios in Litchfield County, CT & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Litchfield County, CT $250100 $801 $1,102
Northwest Harwinton, CT $255900 $872 $1,199
Canaan, CT $334100 $1024 $1,409
Thomaston, CT $199400 $633 $871
Watertown, CT $235900 $832 $1,145
Amenia, NY $247500 $680 $936
Washington, CT $465900 $1376 $1,894
Winsted, CT $143900 $511 $704
Dover, NY $248300 $573 $788
Woodbury, CT $350800 $752 $1,035

Impact of Coverage Amount on Home Insurance Cost In Litchfield County, CT

Coverage Amount Home Insurance Cost ($)
$100,000 $499
$200,000 $1,378
$300,000 $1,855
$400,000 $2,194
$500,000 $2,808
$750,000 to $1000,000 $3,247
Above $1000,000 $3,840


Litchfield County, CT Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Litchfield County, CT Average Home Insurance Cost$1,115.07
State Average Home Insurance Cost$1,253
Difference Vs national Average-108.93

Top Homeowners Insurance Companies in Litchfield County, CT

Insurance Provider Average Homeowners Insurance Cost($)
Merrimack Mutual $1,130
Amica $1,126
American Commerce $1,047
State Farm $963

Litchfield County, CT Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -156 959
One Claim +78 1193
Two Claims +134 1249