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Home Insurance Costs with Deductible Scenarios in Hamden, CT & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Hamden, CT $225700 $755 $1,038
Wallingford Center, CT $236200 $833 $1,146
New Haven, CT $189400 $613 $844
North Haven, CT $299000 $679 $934
Watertown, CT $235900 $832 $1,145
Wolcott, CT $251900 $615 $846
Plymouth, CT $193400 $621 $855
Branford Center, CT $275300 $910 $1,252
New Haven County, CT $244400 $849 $1,169
Monroe, CT $363400 $695 $956

Impact of Coverage Amount on Home Insurance Cost In Hamden, CT

Coverage Amount Home Insurance Cost ($)
$100,000 $431
$200,000 $1,441
$300,000 $1,885
$400,000 $2,344
$500,000 $3,000
$750,000 to $1000,000 $3,469
Above $1000,000 $4,102


Hamden, CT Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Hamden, CT Average Home Insurance Cost$1,050.9
State Average Home Insurance Cost$1,253
Difference Vs national Average-173.1

Top Homeowners Insurance Companies in Hamden, CT

Insurance Provider Average Homeowners Insurance Cost($)
Merrimack Mutual $1,130
Amica $1,126
American Commerce $1,047
State Farm $963

Hamden, CT Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -137 914
One Claim +95 1145
Two Claims +126 1177