Home Insurance Costs with Deductible Scenarios in Hamden, CT & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Hamden, CT	$225700	$755	$1,038
Wallingford Center, CT	$236200	$833	$1,146
New Haven, CT	$189400	$613	$844
North Haven, CT	$299000	$679	$934
Watertown, CT	$235900	$832	$1,145
Wolcott, CT	$251900	$615	$846
Plymouth, CT	$193400	$621	$855
Branford Center, CT	$275300	$910	$1,252
New Haven County, CT	$244400	$849	$1,169
Monroe, CT	$363400	$695	$956

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Impact of Coverage Amount on Home Insurance Cost In Hamden, CT

Coverage Amount	Home Insurance Cost ($)
$100,000	$431
$200,000	$1,441
$300,000	$1,885
$400,000	$2,344
$500,000	$3,000
$750,000 to $1000,000	$3,469
Above $1000,000	$4,102

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Hamden, CT Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Hamden, CT Average Home Insurance Cost	$1,050.9
State Average Home Insurance Cost	$1,253
Difference Vs national Average	-173.1

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Top Homeowners Insurance Companies in Hamden, CT

Insurance Provider	Average Homeowners Insurance Cost($)
Merrimack Mutual	$1,130
Amica	$1,126
American Commerce	$1,047
State Farm	$963

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Hamden, CT Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-137	914
One Claim	+95	1145
Two Claims	+126	1177

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