Home Insurance Costs with Deductible Scenarios in Groton, CT & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Groton, CT	$237500	$777	$1,070
Baltic, CT	$172600	$689	$947
Stonington, CT	$315800	$702	$966
New London, CT	$177100	$588	$809
North Stonington, CT	$278100	$650	$895
Oxoboxo River, CT	$168800	$679	$934
Franklin, CT	$238000	$836	$1,151
Weekapaug, RI	$737500	$1953	$2,687
East Hampton, NY	$807500	$607	$835
Bozrah, CT	$225900	$811	$1,116

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Impact of Coverage Amount on Home Insurance Cost In Groton, CT

Coverage Amount	Home Insurance Cost ($)
$100,000	$414
$200,000	$1,383
$300,000	$1,895
$400,000	$2,321
$500,000	$2,971
$750,000 to $1000,000	$3,435
Above $1000,000	$4,062

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Groton, CT Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Groton, CT Average Home Insurance Cost	$1,082.52
State Average Home Insurance Cost	$1,253
Difference Vs national Average	-141.48

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Top Homeowners Insurance Companies in Groton, CT

Insurance Provider	Average Homeowners Insurance Cost($)
Amica	$1,126
American Commerce	$1,047
State Farm	$963
MetLife	$927

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Groton, CT Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-152	931
One Claim	+76	1158
Two Claims	+141	1223

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