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Home Insurance Costs with Deductible Scenarios in Cumberland, RI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Cumberland, RI $266500 $910 $1,252
Norfolk, MA $469100 $802 $1,104
Johnston, RI $211800 $617 $849
Clayville, RI $305000 $1106 $1,523
Smithfield, RI $276200 $736 $1,013
Blackstone, MA $267800 $572 $787
Barrington, RI $402300 $731 $1,006
Cumberland, RI $266500 $910 $1,252
East Providence, RI $208000 $798 $1,098
Upton, MA $409400 $688 $947

Impact of Coverage Amount on Home Insurance Cost In Cumberland, RI

Coverage Amount Home Insurance Cost ($)
$100,000 $466
$200,000 $1,486
$300,000 $1,944
$400,000 $2,422
$500,000 $3,100
$750,000 to $1000,000 $3,585
Above $1000,000 $4,239


Cumberland, RI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Cumberland, RI Average Home Insurance Cost$1,267.2
State Average Home Insurance Cost$1,321
Difference Vs national Average43.2

Top Homeowners Insurance Companies in Cumberland, RI

Insurance Provider Average Homeowners Insurance Cost($)
New London County Mutual $846
United $796
Narragansett Bay $606
State Farm $555

Cumberland, RI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -152 1115
One Claim +76 1343
Two Claims +165 1432