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Home Insurance Costs with Deductible Scenarios in Cranston, RI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Cranston, RI $219900 $828 $1,139
Woonsocket, RI $158500 $689 $948
Foster Center, RI $217300 $883 $1,215
Swansea, MA $271800 $578 $795
Harrisville, RI $182900 $788 $1,085
Lincoln, RI $289200 $759 $1,045
Greenville, RI $261000 $709 $976
Providence, RI $181100 $728 $1,002
West Warwick, RI $183200 $663 $912
Killingly, CT $184000 $603 $829

Impact of Coverage Amount on Home Insurance Cost In Cranston, RI

Coverage Amount Home Insurance Cost ($)
$100,000 $586
$200,000 $1,545
$300,000 $2,083
$400,000 $2,543
$500,000 $3,255
$750,000 to $1000,000 $3,764
Above $1000,000 $4,450


Cranston, RI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Cranston, RI Average Home Insurance Cost$1,153.2
State Average Home Insurance Cost$1,321
Difference Vs national Average-70.8

Top Homeowners Insurance Companies in Cranston, RI

Insurance Provider Average Homeowners Insurance Cost($)
AIG $1,120
New London County Mutual $846
United $796
State Farm $555

Cranston, RI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -161 992
One Claim +58 1211
Two Claims +138 1292